Melissa formed her own one-woman business, MortgagesDirect, 11 years ago. Now she’s the broker and the receptionist, the processor and the closer, the manager and customer service. She only processes a half dozen or so loans at a time so they all get her attention. She has access to all the same loans and refinance packages that a big firm does with the “small town” ability to call up the people she likes to work with most to give them the chance to match the rates and terms of a more distant firm. Melissa Guthrie, MortgagesDirect Portland: 503-233-8750 Cell: 512-797-4662 [...]